AI Bookkeeping for Freelancers
— Stop Guessing, Start Growing
You're getting paid by 5 different clients through 3 different platforms. Your business expenses are mixed with personal spending. Tax season is a panic attack. Upload your bank statements, let AI sort it all out, and get clean financials every month.
The freelancer bookkeeping problem nobody talks about
Income from everywhere, organized nowhere
Stripe, PayPal, Venmo, direct deposit, checks — income from 5+ clients hitting 3 different accounts. Without proper tracking, you're underreporting or overpaying taxes.
Quarterly taxes are a guessing game
The IRS wants estimated payments 4 times a year. Underpay and you get penalties. Overpay and you gave the government a free loan. Most freelancers just guess.
Business and personal expenses are tangled
Your phone is 60% business. Your home office is 15% of your apartment. Your car is used for client meetings. Separating business from personal is a constant headache.
Tax season is a 3-day panic
Every April you're digging through 12 months of bank statements, trying to remember which Uber ride was for a client meeting. There's a better way.
How our AI handles freelancer bookkeeping
Upload bank statements
All your accounts — checking, savings, PayPal, Stripe. Drag and drop or forward by email. We handle every format.
AI categorizes everything
Business vs. personal, client income by source, expense categories, home office allocation — all automated.
Human-reviewed reports
A dedicated bookkeeper reviews every output. Monthly P&L, quarterly tax estimates, and year-end Schedule C data — delivered.
Features built for freelancers
1099 Income Tracking
Track income from every client separately. Reconcile against 1099-NEC forms at year-end. Flag discrepancies before the IRS does.
Quarterly Tax Estimates
Calculated from your YTD income. Reminders before each deadline with exact amounts. No more underpayment penalties.
Expense Categorization
Software, equipment, travel, meals, home office, professional development — every business expense categorized properly.
Home Office Deduction
Simplified and actual expense methods calculated. Maximize this often-overlooked deduction with proper documentation.
SE Tax Planning
Track self-employment tax liability year-round. Flag when S-Corp election could save you money.
Profit & Cash Flow
Monthly P&L showing true profit after expenses. Cash flow tracking so you know where you stand — not just what's in the bank.
What's included in every plan
Freelancer types we serve
FAQs — Freelancer Bookkeeping
How does AI bookkeeping work for freelancers?
Upload your bank statements and invoices. Our AI categorizes everything — client payments, business expenses, personal transfers. A human bookkeeper reviews and delivers monthly financials.
Do you help with quarterly estimated taxes?
Yes. We calculate payments based on YTD income and send reminders before each deadline with exact amounts.
Can you help maximize my deductions?
Yes. We categorize every business expense year-round — home office, equipment, software, travel, meals, professional development. No missed deductions at tax time.
Should I form an LLC or S-Corp?
Once you're earning over $60-80K in net SE income, an S-Corp election can save significant taxes. We track your income and flag when it makes sense to discuss with a tax advisor.
Focus on your craft. We'll handle the books.
Upload your first bank statement free. Get a categorized financial summary in 48 hours — no credit card required.