One flat fee. Everything included.
No hidden fees, no software add-ons, no surprises. Plans from $99/mo for entry-level bookkeeping to full-service at $699/mo. We cover every tool our team needs to manage your books.
- Up to 50 transactions/month
- 1 bank account
- Quarterly financial reports
- Automated transaction categorization
- Email support
- Basic P&L report
- Secure client portal
Up to 50 transactions/month. Additional usage requires upgrade.
Designed for businesses with minimal activity. Most clients upgrade as they grow.
- Up to 100 transactions/month
- Multiple bank & credit card accounts
- Monthly financial reports (P&L, Balance Sheet)
- Human-reviewed reconciliation
- Dedicated bookkeeper
- Expense tracking and insights
- Email support
- AI receipt capture (100/month)
- Secure client portal
- Everything in Starter
- Payroll for up to 3 employees included
- Cash flow forecasting
- Monthly business insights review
- Priority email support
- Advanced financial reports
- Tax prep available as add-on
- AI receipt capture (300/month)
- Additional employees: +$10/mo each
- Everything in Growth
- Payroll for up to 5 employees included
- Accounts Payable & Receivable (AP/AR)
- 15 ACH + 15 mailed checks/month included
- Multi-entity bookkeeping
- Inventory management
- Custom reporting
- Dedicated account manager
- Phone + email support
- Tax prep available as add-on
- AI receipt capture (500/month)
- Additional employees: +$10/mo each
Finance Operations Builder — Beyond Enterprise
Your outsourced finance department. Bookkeeping + Payroll + AP/AR + CFO advisory + AI automation under one monthly fee.
For multi-entity operators, franchise groups, and businesses outsourcing their entire finance department.
Transparent pricing after the 8-step configurator. No sales call required to see your quote.
SmartSpend is free for all users with 1 bank connection — no subscription required. Connect your business bank account and get instant spending intelligence: categories, income tracking, subscription detection, and unusual spending alerts. Learn more about SmartSpend →
Compare plans
See exactly what you get with each plan.
| Feature | Lite | Starter | Growth | Full ServiceEnterprise |
|---|---|---|---|---|
| Core Bookkeeping | ||||
| Transactions | 50/mo | 100/mo | Unlimited | Unlimited |
| Bank accounts | 1 | Multiple | Multiple | Multiple |
| Transaction categorization | ||||
| Human-reviewed reconciliation | ||||
| P&L report | Quarterly | Monthly | Monthly | Monthly |
| Balance Sheet | ||||
| Expense tracking & insights | ||||
| Cash flow forecasting | ||||
| Custom reporting | ||||
| Team & Support | ||||
| Dedicated bookkeeper | ||||
| Dedicated account manager | ||||
| Monthly business review | ||||
| Support channel | Priority email | Phone + email | ||
| Payroll | ||||
| Employees included | — | 0 | 3 | 5 |
| Additional employees | — | — | +$10/mo | +$10/mo |
| Automation & Workflows | ||||
| AI receipt capture | 100/mo | 300/mo | 500/mo | |
| Tax prep available as add-on | ||||
| AP/AR automation | ||||
| ACH + mailed check payments | 15 + 15/mo | |||
| SmartSpend Intelligence | ||||
| Bank connections | 1 | 2 | 5 | 5 |
| Spending categories | ||||
| Income timeline | ||||
| Subscription tracker | ||||
| Unusual spending alerts | ||||
| Executive summary | ||||
| Multi-bank aggregated view | ||||
| Enterprise Exclusive | ||||
| Multi-entity bookkeeping | ||||
| Inventory management | ||||
| Vendor bill processing & approval | ||||
| Automated AR reminders | ||||
| 30/60/90-day cash flow forecasting | ||||
| Accounting platform covered | ||||
| Platform | ||||
| Secure client portal | ||||
| Self-serve onboarding | ||||
| Yearly billing option (15% off) | ||||
Enterprise Plan
For established and complex businesses
Everything in Growth, plus the operational infrastructure that complex businesses need. Multi-entity support, full AP/AR automation, inventory tracking, and a dedicated account manager who knows your business inside and out.
- Multi-entity bookkeeping across all your companies
- Full AP/AR cycle — bills processed, invoices sent, payments tracked
- 15 ACH + 15 mailed check payments per month included
- Inventory management and COGS tracking
- Dedicated account manager (not just a bookkeeper)
- Phone + email support with priority response
- Payroll for up to 5 employees included
- Custom reporting tailored to your business
- All accounting and workflow tools covered at no extra cost
What sets Enterprise apart
AP/AR Automation
Vendor bills captured, coded, and routed. Customer invoices sent, tracked, and followed up — automatically.
Cash Flow Visibility
30/60/90-day forecasting with real-time position tracking. Know exactly where your cash stands.
Multi-Entity Support
Consolidated reporting across all your entities. One dashboard, one team, one monthly fee.
Account Manager
A senior point of contact who understands your business strategy — not just your transactions.
How we compare
The same quality of service — with more included and less complexity.
| BookKeeping.business | Pilot | Collective | 1-800Accountant | Bench | |
|---|---|---|---|---|---|
| Starting price | $99/mo | $599/mo | $299/mo | $139/mo | Shut down |
| Dedicated bookkeeper | |||||
| All software tools covered | |||||
| Payroll included in plan | |||||
| Tax prep available | |||||
| Receipt capture included | |||||
| AP/AR automation | Enterprise | Add-on | |||
| Multi-entity support | Enterprise | ||||
| Monthly business review | Growth+ | ||||
| Cash flow forecasting | Growth+ | ||||
| Inventory management | Enterprise | ||||
| Self-serve onboarding | |||||
| No long-term contract | |||||
| 30-day money-back guarantee | |||||
| Secure client portal | |||||
| International clients |
Pricing and feature data based on publicly available information as of April 2026. Bench ceased operations in December 2024. 1-800Accountant base plan is bookkeeping-only without dedicated rep.
Included with every plan
No extra software subscriptions. No hidden add-ons. Starter and above include a dedicated bookkeeper, monthly reports, and tax-ready books.
Accounting, payroll, receipt capture — we cover every tool our team uses. You never see a separate software bill.
Employee payroll handled as part of your plan. Additional employees are just $10/mo each.
24/7 access to your books, documents, and reports through our encrypted portal.
Work with the same bookkeeper who knows your business inside and out.
Upload, email, or snap receipts. AI extracts the data — no Dext or add-ons needed.
Books kept clean year-round so filing season is stress-free.
Need more? Add-on services
One-time services available on any plan. Pay only when you need them.
Individual Tax Filing
Personal return (1040) — federal + state e-filing
Business Tax Filing
Business return (1120-S, 1120, 1065) — federal + state
LLC Formation
We handle the paperwork to form your LLC and obtain your EIN
Payroll Setup
Full payroll system configuration for your business
W-2 & 1099 Filing
Year-end preparation, e-filing, and distribution
Catchup Bookkeeping
Behind on your books? We'll get you caught up — quote based
30-day money-back guarantee
If you're not satisfied with the quality of our work within the first 30 days, we'll refund your subscription in full — no questions asked. We stand behind the accuracy and timeliness of every deliverable.
Frequently asked questions
What's included in every plan?+
Every paid plan includes secure portal access and tax-ready books. Starter and above include monthly bank reconciliation, transaction categorization, financial reports (P&L, Balance Sheet), and a dedicated bookkeeper. The Lite plan provides quarterly reports and automated categorization for businesses with minimal activity.
Can I switch between monthly and yearly billing?+
Yes. Starter, Growth, and Enterprise plans offer both monthly and yearly billing. Yearly billing saves 15% compared to monthly. The Lite plan is monthly-only at $99/mo.
Are there any hidden fees or setup costs?+
No. The price you see is the price you pay. All software tools are covered by us. There are no setup fees, no contracts, and no hidden charges.
What if I need to add more employees to payroll?+
Growth includes payroll for 3 employees and Enterprise includes 5. Additional employees beyond the included count are $10/month each. Lite and Starter do not include payroll.
Do you offer catchup bookkeeping?+
Yes. We offer quote-based catchup bookkeeping to reconcile historical transactions and clean up your records. Once caught up, you transition seamlessly to a monthly plan. Catchup bookkeeping is available on Starter plans and above.
Can I cancel anytime?+
Yes. There are no long-term contracts. You can cancel your subscription at any time from your dashboard or by contacting support.