Enterprise Plan — AP/AR

AP/AR Transaction Fees

We use Bill.com to manage Accounts Payable and Receivable on your behalf. The Enterprise plan includes 15 ACH payments and 15 mailed checks per month at no extra cost. Any transactions beyond those limits are billed at cost using the rates below — no markup.

Included in Enterprise plan (no extra charge): 15 ACH/ePayments + 15 mailed checks per month. Overages and all other transaction types below are billed at cost — exactly what Bill.com charges, passed through with zero markup.

Payor Fees — Paying from Bank, BILL Balance, or BILL Cash Account

Fees when you pay vendors or bills from a bank account or BILL balance

ACH / ePayment

$0.59

Mailed Check

Bill.com prints and mails the check on your behalf

$1.99

Virtual Card

Free

International FX Wire / Local Transfer

Exchange rate applies

Free

International USD Wire

Fee may be transferred to the receiver

$19.99

Instant Payment

$9.99 minimum fee, $100 maximum fee

1.0%

Pay Faster ACH — Same-Day

Schedule by 10:00 am PT. Excludes weekends and bank holidays.

$11.99

Pay Faster ACH — Next-Day

Schedule by 6:00 pm PT. Excludes weekends and bank holidays.

$11.99

Pay Faster Check — Overnight

Excludes weekends and bank holidays

$24.99

Pay Faster Check — Two-Day

Excludes weekends and bank holidays

$19.99

Pay Faster Check — Three-Day

Excludes weekends and bank holidays

$14.99

Payor Fees — Paying by Credit or Debit Card

Fees when you pay vendors using a credit or debit card

ACH / ePayment

2.9%

Check

2.9%

Virtual Card

2.9%

International FX Wire

2.9%

International USD Wire

2.9%

Pay Faster Check — Overnight

2.9% + $24.99

Pay Faster Check — Two-Day

2.9% + $19.99

Pay Faster Check — Three-Day

2.9% + $14.99

BILL Divvy Card

Virtual Card Payment

Free

Other Payor Fees

Miscellaneous fees for edge cases and filings

Exchange Rate

Disclosed at time of transaction

Void a Check

$25.00

Void a Returned Check

$3.00

Failed ACH (after receiver is paid)

$50.00

Re-debit after Failed Funding

$25.00

1099 E-filing to IRS

$2.99 / form

1099 E-filing via Accountant Console

$1.99 / form

1099 Direct State Filing

$1.49 / form

1099 Mail Delivery to Vendors

$1.99 / form

Receiver Fees — When You Receive Payments

Fees applied when your clients pay you through Bill.com

ACH / ePayment

$0.59

Credit or Debit Card

You may pass this fee to your customer

2.9%

International FX Wire / Local Transfer

Exchange rate applies

Free

International USD Wire

$19.99

Instant Transfer

$1 minimum fee

1.0% – 1.49%

Mailed Invoice

$1.99

Exchange Rate

Disclosed at time of transaction

Canada Fees

CAD balance withdrawal in CAD

Free

USD balance withdrawal in CAD

Exchange rate applies

Free

USD balance withdrawal in USD

$19.99 USD

Exchange Rate

Disclosed at time of transaction

UK Fees

EUR/GBP invoice payments received

Free

USD invoice payments delivered in USD

$19.99 USD

USD invoice payments delivered in GBP

Exchange rate applies

Free

Exchange Rate

Disclosed at time of transaction

Note: These are Bill.com's standard published fees. We pass them through at cost with no markup. We cover the Bill.com platform subscription — you are never billed for the software itself, only for transactions that exceed your plan's included limits. All fees are subject to change by Bill.com; we will notify you of any material changes.

Questions about AP/AR?

AP/AR management is included in the Enterprise plan. Contact us if you'd like to discuss your payment volume or need a custom arrangement.